Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

This complex product has potential upsides but also risks.

Listen and subscribe to Financial Freestyle on Apple Podcasts, Spotify, or wherever you find your favorite podcasts. It's estimated that only 51% of Americans have invested in life insurance policies, ...

Insurance of any kind is a grudge purchase, and perhaps life and dread disease even more so because death, or being permanently incapacitated and unable to work, is not a pleasant thought. Yet, either ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Returns are locked in at the time of purchase, offering protection from market volatility.Flexible payout and premium options: Choose lump sum, regular income, or a mix, with single-pay, limited-pay, ...